Frist Time Employee Benefit Plan Ideas
Below are some basic employee benefit plan design options broken down into Bronze, Silver, Gold categories. These are just examples and benefits can be added, removed, increase or decreased. Please ask us for more detail
Bronze
Life and AD&D
Flat $10,000 (No medical evidence)
Dependant Life
Flat $5,000 spouse and $2,500 each child
Long Term Disability
Not covered
Health Care
NIL deductible
80% Prescription Drug Card
Mandatory Generic Drugs,
Unlimited drug maximum
80% Professional Services - $300/Cal Yr. per Practitioner
$5Million Out of Country
Dental Care
Current Fee Guide, 9 month recall,
80% Level 1 & 2 – Basic Services,
Maximum $1,000/calendar year
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Silver
Life and AD&D
Flat $25,000 (No medical evidence)
Dependant Life
Flat $5,000 spouse and $2,500 each child
Long Term Disability
Not covered
Health Care
NIL Deductible
Semi-Private Hospital
90% Prescription Drug Card
Mandatory Generic Drugs
Unlimited drug maximum
90% Professional Services - $500/Cal Yr. per Practitioner
100% Vision Care - $150/24 months, includes eye exams
$5Million Out of Country
Dental Care
Current Fee Guide, 6 month recall
90% Level 1 & 2 – Basic Services
Maximum $1,500/calendar year
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Gold
Life and AD&D
Flat $25,000 (No medical evidence)
Dependant Life
Flat $10,000 spouse and $2,500 each child
Long Term Disability
66.67 of monthly earnings to a max of $5000
Non-taxable, 2yr own occ. Up to age 65
Health Care
NIL Deductible
Semi-Private Hospital
100% Prescription Drug Card
Mandatory Generic Drugs
Unlimited drug maximum
100% Professional Services - $500/Cal Yr. per Practitioner
100% Vision Care - $200/24 months, includes eye exams
$5Million Out of Country
Dental Care
Current Fee Guide, 6 month recall
100% Level 1 & 2 – Basic Services
Maximum $2,000/calendar year
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CALCULATORS
Coming soon!
Group Retirement/Pension,
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Owner/Executive
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Individual/Family
Specialty Coverage
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Please compleye the informaton below as best you can in order to help us help you with a quote